As recently as a 2013 Gallup survey and a 2018 IRI report, itappears current retirees may have less worries because they benefitfrom the last vestiges of the corporate pension plan era. (Photo:Bigstock)
Everyone agrees there's only one thing worse than a 401(k) plan– not having a 401(k) plan. If that sounds obvious to you, you mayhave discovered the source of the debate on retirement policy.
Teresa Ghilarducci, known for her criticism of how the 401(k)has been delivered to employees, has her own thoughts on how toimprove retirement (see “Exclusive Interview: Teresa Ghilarducci WorriedAbout de facto Poverty in Future Retirement,”FiduciaryNews.com, February 21, 2019). It's important youunderstand her ideas, not necessarily because you should orshouldn't agree with them, but because they will stimulate your ownthinking.
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