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As recently as a 2013 Gallup survey and a 2018 IRI report, it appears the reason studies show current retirees  have fewer worries than pre-retirees is because they benefit from the last vestiges of the corporate pension plan era. (Photo: Bigstock)

Everyone agrees there’s only one thing worse than a 401(k) plan – not having a 401(k) plan. If that sounds obvious to you, you may have discovered the source of the debate on retirement policy.

Christopher Carosa


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