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Prudential surveyed federal employees and contractors after the shutdown. Half said they fell behind on bills. Even so, they were better equipped to weather a financial emergency than Americans in the private sector. (Photo: Shutterstock)

The close of the 13th annual America Saves Week presents a “good opportunity” to step back and reflect on where policies are promoting productive habits for Americans and the economy, and where they are not, says Phil Waldeck, president and CEO of Prudential Retirement.

Nick Thornton

BenefitsPRO

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