Health care reform protesters “Without access to the ACA's health and financial benefits, more low- and middle-income people would face higher financial burdens and less access to necessary medical care,” says one analyst. (Photo: Diego M. Radzinschi/ALM)

The consequences of repealing the Affordable Care Act would be dire, warns a new study from the Urban Institute, a liberal-leaning think-tank.

The study comes in light of a lawsuit, brought by a number of states, that seeks to overturn the law in court. The suit, Texas v. U.S., argues that the repeal of the individual mandate as part of the 2017 tax bill invalidated the rest of the ACA.

In December U.S. District Judge Reed O'Connor agreed with the plaintiffs and ruled that the ACA is unconstitutional. However, O'Connor immediately granted a stay, allowing the law to remain in effect while the ruling was appealed. The case is currently being considered by the U.S. Court of Appeals for the 5th Circuit.

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