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The subject of death isn’t exactly dinner-table conversation. In fact, it can feel uncomfortable just thinking about — let alone talking about — this topic. However, preparing for death is one of the most important acts you can do for your family. After all, the loss of a loved one is hard enough without the added stress of funeral costs and bills looming overhead.

The reality is most Americans need supplemental life insurance, and those who already have a policy may need to update their coverage. That is why every September, the nonprofit organization Life Happens coordinates Life Insurance Awareness Month — aimed at educating Americans about the importance of life insurance and how to get the coverage they need.

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