Before the year is over, a trio of 5th Circuit Court judges is expected to make a decision to either strike down the Affordable Care Act as unconstitutional or uphold it as the continued health care law of the land. The ruling might face continued legal challenges and end up in the hands of the Supreme Court, but it's not a given.

One thing is for sure: the invalidation of the ACA, which brought insurance coverage to more than 20 million individuals, would create chaos in the health care market. As such, the Trump administration has said it will stay a ruling to overturn it and leave the law in place until a new solution is hammered out.

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Emily Payne

Emily Payne is director, content analytics for ALM's Business & Finance Markets and former managing editor for BenefitsPRO. A Wisconsin native, she has spent the past decade writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.