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Injured person The top reasons for buying accident insurance are preparation for unexpected injuries, relief from needing to use savings to cover the potential costs of medical expenses and to offset high out-of-pocket deductibles. (Photo: Shutterstock)

Planning a hike along the Pacific Northwest Trail? A week of skiing in Aspen?

Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.

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