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Marcia Mantell. (Photo: Leise Jones) Marcia Mantell. (Photo: Leise Jones)

Chances are you don’t give a hoot that Johnny Carson’s second wife failed to get Social Security benefits on the work records of the “The Tonight Show” host even though his first, third and fourth wives did.

Knowing why, however, can help you understand some of Social Security’s tangled, detail-riddled rules and more knowledgeably guide clients through their claiming decisions. So says Social Security expert Marcia Mantell, who is nearly certain that the Carson tale she heard about is true.

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