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Benefits tech platform concept If you feel pressured to change your benefits plan simply because your renewal is approaching, consider holding off until you feel ready (Image: Shutterstock)

The calendar for a typical benefits plan is usually pretty unremarkable: your broker meets with you at the end of the year to discuss your renewal, at which point you can have a discussion about changes that should be made in your benefits plan. Then, you sign off on your plan for another year and don’t speak with your broker until it’s time to renew once again.

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