Benefits tech platform concept If you feel pressured to change your benefits plan simply because your renewal is approaching, consider holding off until you feel ready (Image: Shutterstock)

The calendar for a typical benefits plan is usually pretty unremarkable: your broker meets with you at the end of the year to discuss your renewal, at which point you can have a discussion about changes that should be made in your benefits plan. Then, you sign off on your plan for another year and don’t speak with your broker until it’s time to renew once again.

This practice has been the industry standard for years, but with a great benefits advisor, your business can depart from the status quo and, in the process, build a benefits plan that functions at your speed. By forgetting the notion that all changes to your plan have to be made at the end of the year, you and your advisor can construct a plan that evolves with your business while alleviating a source of unnecessary stress for you.

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