Benefits tech platform concept Ifyou feel pressured to change your benefits plan simply because yourrenewal is approaching, consider holding off until you feel ready(Image: Shutterstock)

The calendar for a typical benefits plan is usually prettyunremarkable: your broker meets with you at the end of the year todiscuss your renewal, at which point you canhave a discussion about changes that should be made in yourbenefits plan. Then, you sign off on your plan for another year anddon't speak with your broker until it's time to renew onceagain.

This practice has been the industry standard for years, but witha great benefits advisor, your business can depart from the statusquo and, in the process, build a benefits plan that functions atyour speed. By forgetting the notion that all changes to your planhave to be made at the end of the year, you and your advisor canconstruct a plan that evolves with your business while alleviatinga source of unnecessary stress for you.

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