Umbrella and paper cutout figure For those without insurance, the appeal of a lien agreement is obvious: they can get treatment that they otherwise wouldn't be able to pay for.

Not all doctors fear plaintiffs attorneys. Some are making big bucks off personal injury lawsuits.

An increasing number of doctors are offering patients who are involved in lawsuits to delay payment until after their suit has concluded. In exchange, the doctors are promised a cut of whatever the patient wins in a settlement or judgement.

"Lien" doctors are hardly new, but their numbers have sharply risen in a number of big states –– California, Florida, Georgia, Colorado –– due to legal changes.

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