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STLD policies come with coverage limits that also aren’t allowed under the ACA, meaning that consumers could end up on the hook for substantial bills.People who turn to short-term, limited-duration health policies rather than purchasing coverage required by the Affordable Care Act to meet standards in types and levels of care provided could be in for a rough ride, both financially and in terms of available care.
That’s according to a research report from Milliman, which analyzed how the expansion of STLD policies and other regulatory action have affected enrollment levels as well as how much patients pay in premiums and medical costs.
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Marlene Y. Satter has worked in and written about the financial industry for decades.
Although deductibles have increased for private insurance plans, deductibles for ACA coverage have been decreasing year-to-year.
In 2020, health insurance premiums and deductibles ate up 11.6% of Americans' incomes.
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Competing successfully in today’s labor market means moving away from reactive recruitment practices that are overly reliant on compensation. Instead, take a more strategic approach with innovative add-on health benefits that complement core benefits and can be tailored to the needs and wants of a diverse workforce. Download this guide to learn how.
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