"For me, the fun part is getting clients to take a journey they haven't taken before." (Photo: Adam Ewing)

Before he became a benefits consultant, Derek Winn worked as a history teacher. And that background gives him some perspective on our current troubled times. "Where we are today is reminiscent of where we were in 2008," he says, referring to the financial meltdown that led the country to the brink of a new Great Depression. "We didn't have any guidance for that; today is eerily similar."

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