Brain with gears Employers, health insurers and health care providers should focus on significantly increasing access to affordable and effective in-network specialty behavioral providers.

An extensive study of 21 million people with commercial health insurance shows that Americans with mental health conditions and substance use disorders in addition to physical health problems are outsized drivers of total health care costs, according to a new report.

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Jason Grant

Jason Grant is a staff writer covering legal stories and cases for the New York Law Journal, the National Law Journal and Law.com, and a former practicing attorney. He's written and reported previously for the New York Times, the Star-Ledger, the L.A. Times and other publications. Contact him at [email protected]. On Twitter, pls find him @JasonBarrGrant