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Health inurance button on a keyboard According to AHIP 88% of individual and fully insured group plans waived COVID-19 treatment costs during some point in the pandemic. (Photo: Shutterstock)

Many of cost-sharing waivers issued by health insurers have already expired or will lapse this month. But with the COVID pandemic still in full swing, what will that mean for Americans in need of health care?

As a result of many delaying non-essential medical treatments, health insurers are now seeing a rise in profits. But due the Affordable Care Act’s (ACA) Medical Loss Ratio (MLR) rule, which dictates how much premium income must be spent on medical care, these companies are looking to return some of that capital back to consumers in the form of cost-sharing waivers.

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