head shot of Chad Parks Chad Parks, Founder and CEO of Ubiquity Retirement + Savings.

People both inside and outside the retirement industry are realizing that expecting Americans to save for retirement in the midst of pandemic-caused furloughs, layoffs and an ongoing recession is, in many cases, absurd. Congress itself, in the CARES Act, basically acknowledged that, minus emergency savings, retirement plans may be the only source at present for financially strapped workers to tap to avoid financial disaster.

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C.J. Marwitz

C.J. Marwitz is a writer and editor.