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Eight months after the COVID-19 pandemic began, the virus continues to transform the way Americans live, work and retire. Now with record case numbers and political division rocking the nation, the economic outlook appears uncertain.

Retirees and workers nearing retirement have been especially hard hit, according to the latest SimplyWise Retirement Index. Over a third of Social Security beneficiaries – 43 percent — now worry about outliving their savings in retirement. And 56 percent of Americans are willing to risk getting COVID in order to work, including 35 percent of seniors ages 60-plus. Other key findings:

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