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Seven in 10 U.S. investors are saving at least 10% of their annual income specifically for retirement, Schroders reported Tuesday. What’s prompting this disciplined, proactive behavior?

According to Schroders, the results of a new survey give a good indication. Fifty-one percent of respondents say reaching the age to qualify for Social Security would trigger their retirement, while a mere 4% state that hitting their retirement savings target would do so.

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