many colors of piggy banks in rows on shelf (Photo: Shutterstock)

Universal access to retirement savings options may be an idea whose time has come, according to a recent study by the Georgetown University Center for Retirement Initiatives. This topic is especially pertinent at a time when many traditional means of saving for retirement are in decline and the population is aging.

“Workers in the United States are being asked to take responsibility for their financial well-being in retirement now more than ever,” according to Angela M. Antonelli, research professor executive director and writer of the report.

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