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Woman waiting in doctor's office Employees who misunderstand their benefits might miss out on free screenings and checkups that could prevent serious, expensive health complications in the long run. (Photo: Shutterstock)

In the United States, the average employee receives 8.2% of their compensation in the form of health insurance. It costs their employer an average of $6,972 per year. Yet, few employees take full advantage of their insurance and other health benefits. They often overpay for poor quality or inappropriate care, as we’ve discovered through analyzing over 19 billion de-identified health insurance claims at Amino. Essentially, people misuse or forfeit 8.2% of their compensation. But why?

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