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COVID graphic Anthem stopped its cost-sharing waivers at the end of January, and UnitedHealth began rolling back waivers in the fall, finishing up by the end of March. Deductible-free inpatient treatment for COVID through Aetna expired Feb. 28.

Just as other industries are rolling back some consumer-friendly changes made early in the pandemic — think empty middle seats on airplanes — so, too, are health insurers.

Many voluntarily waived all deductibles, copayments and other costs for insured patients who fell ill with COVID-19 and needed hospital care, doctor visits, medications or other treatment.

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