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Although cracks were forming in the foundation of retirement security for many Americans for years, the pandemic only made them worse. A broad body of research finds that most Americans are not on track for a secure retirement, according to a new report from the National Institute on Retirement Security.

The ongoing COVID-19 pandemic has presented extraordinary health and economic challenges across the globe, triggering yet another deep economic crisis. While the availability of several vaccines in late 2020 has begun to alleviate health and economic issues, the economic fallout from the pandemic may create substantial uncertainty about financing retirement that could trigger Americans to work longer or rethink retirement.

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