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September is often a month when Americans pause and reset their lives, including assessing their finances—summer is wrapping up, school is starting, and many benefit open enrollment periods are beginning. One piece of the financial puzzle that is especially top of mind for many Americans and their employers is retirement preparedness.

The 2021 HSA Bank Health & Wealth Index found that future financial preparedness for older Americans is a serious concern. Ninety three percent of consumers over 55 years old are worried about current or future medical bills and of those consumers, more than one third reported they rarely save money for future healthcare expenses.

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