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Major federal legislation, a rise in ESG investment options and increased cybersecurity are all making marked impacts on retirement plans, says Scott Mulvaney, vice president and retirement plan consultant at Girard Advisory Services LLC, a Univest Wealth Division.

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.