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Major federal legislation, a rise in ESG investment options and increased cybersecurity are all making marked impacts on retirement plans, says Scott Mulvaney, vice president and retirement plan consultant at Girard Advisory Services LLC, a Univest Wealth Division.

Mulvaney, who is based in Girard’s Souderton, Pennsylvania office, manages retirement plans for more than 100 companies in multiple industries. He also oversees the business development process for Girard’s retirement plan teams.

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