tops of Social Security cards (Photo: Shutterstock)

Historically, retirement savings sat on a three-legged stool made up of pensions, personal savings and Social Security. We learned how broken this stool was during our trip across the country to produce Broken Eggs, a documentary that uncovered the severity of the looming retirement crisis — pensions are nearly extinct, personal savings are at historic lows and Social Security funds are drying up. Altogether, millions of Americans are falling short of that fairytale ending of a secure and comfortable retirement.

Zooming in on Social Security, several factors create a major dilemma for its future. In 1950, there were 16.5 workers for every beneficiary. Now, there are fewer than three workers for each recipient. Further, around 10,000 baby boomers are reaching retirement age every day, while average life expectancy is on the rise.

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