3D numeral four with percent sign (Photo: Shutterstock)

The withdrawal rate debate — that is, what is the best percentage to pull from retirement savings each year — has been heating up, especially as interest rates have been near zero. Although the 4% rule, first noted by Bill Bengen in 1994, has been a standard recommendation, that number has come under more scrutiny of late.

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Ginger Szala

Ginger Szala is executive managing editor of Investment Advisor magazine. She covered the financial business and alternatives industry for 30 years while editor of Futures Magazine Group. MSJ Northwestern, BA University of Wisconsin-Madison. She is based in Chicago. Go Blackhawks!