As 2020 came to a close, Americans looked forward to a break from the chaos: COVID vaccine distributions were ramping up, promising an end to the pandemic, and Joe Biden was heading to the White House, a welcome change for many to the drama and scandals that had marked the previous four years. Unfortunately, hopes of a quieter year lasted less than a week, and when it comes to uncertainty, 2021 has given the previous year a run for its money. It wasn’t all bad news, though, and out of the chaos has emerged a growing and much-needed acceptance of innovation and new ideas.

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Emily Payne

Emily Payne is the current deputy editor for ALM's Regulated Markets and former managing editor for BenefitsPRO. A Wisconsin native, she spent the past eight years writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.

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