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While many Americans are in the same boat when it comes to relying on workplace retirement benefits for our future, some of us face stormier seas. Black History Month is an important reminder that diverse groups face distinct challenges—and the workplace benefits you offer to employees must be able to address and encompass a wide range of needs.

Race shouldn’t affect retirement security, but it does. Communities that have experienced chronic financial insecurity have historically had less access to employer-sponsored retirement benefits or sound financial advice, and some of your Black, Indigenous, and People of Color (BIPOC) employees may even be the first generation in their families to receive workplace retirement benefits. So, how is your company positioned to identify and deliver solutions uniquely tailored to uplift these communities?

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