U.S. retirement system vulnerable to financial disruptions: Morningstar

System relies too much on new employers, new contributions and strong returns to compensate for plan terminations and asset losses every year.

By Kristen Beckman | March 15, 2022 at 04:32 PM

Illustration of golden eggs in tree being pushed by strong wind

Although the retirement system in the United States appears to be stable, the system is actually quite vulnerable to financial disruptions and economic shocks. This is according to the inaugural Retirement Plan Landscape Report produced by Morningstar.

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U.S. retirement system vulnerable to financial disruptions: Morningstar

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1 Here's what self-funded health plans pay indie carriers for administration

2 Pennsylvania governor signs pharmacy benefit manager bill

3 DOL's new fiduciary rule on hold, as judge grants insurer groups' request for injunction

4 House Republican proposes making PBMs fiduciaries

5 Medical stop-loss premiums rise 11.5% for self-funded plans

Financial planning webinars: A new way to highlight a company's full benefits package

DOL's new fiduciary rule on hold, as judge grants insurer groups' request for injunction

IRS: New guidance on required minimum distributions, reflecting SECURE 2.0 changes

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U.S. retirement system vulnerable to financial disruptions: Morningstar

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1 Here's what self-funded health plans pay indie carriers for administration

2 Pennsylvania governor signs pharmacy benefit manager bill

3 DOL's new fiduciary rule on hold, as judge grants insurer groups' request for injunction

4 House Republican proposes making PBMs fiduciaries

5 Medical stop-loss premiums rise 11.5% for self-funded plans

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Financial planning webinars: A new way to highlight a company's full benefits package

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