infant sleeping Many new parents need a guide to show them the tools available so they aren't burdened while trying to welcome their newest family member into this world. (Photo: Shutterstock)

The cost of having a baby can be daunting, even with insurance. The average family spends around $5,000 on their health care needs for labor and delivery. And, that doesn't include any post-natal expenses or the actual costs that come when the child arrives.

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