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Earned wage access (EWA) has emerged as a popular benefit for businesses. According to our recent study of more than 3,000 American workers, 10 percent of employers offer earned wage access benefits, which provide employees access to already-earned wages outside of pay cycles.

There are certainly upsides to offering employees access to their earned wages. If a minor financial emergency comes up and you don’t have enough money in your checking account, you can access money you’ve technically already earned to pay for it.

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