collage of people looking at phones and large compass behind with big word 401k For employees who are years — or even decades — away from retirement, having a long-term perspective can keep them from making painful, short-sighted decisions with their 401(k). (Photo: Shutterstock)

With all this talk about a recession looming over the economy, thousands of workers across the country are wondering what they should do with their 401(k)s as their nest eggs start to shrink.

And I totally understand how scary that can be, but take a deep breath and don’t panic.

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