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Many Americans find themselves in an uncomfortable position. They might never be able to afford to stop working. Preventive medicine made its debut in the health care system in the 1960’s. It’s time for employers to make the case for financial wellness to their employees. Where do you start?

As an employer, you want to know if there is a need or problem. No one develops a product when no market exists. According to research from Principal, only a third of US workers feel prepared for retirement. McKinsey presents an even bleaker story. Only 13% of American workers are retirement ready and 47% of pre-retirement US households are not at financial self-sufficiency. This establishes there is a looming problem that is not going away.

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