business man fishing off of skyscraper (Photo: Shutterstock)

Retirement is ideally viewed as the relaxing and celebratory phase of one’s life. However, a recent Gallup poll shows that unretired Americans have a less than favorable view on the financial aspects of retirement. Between 2002 and 2005 and again between 2017 and 2021, the majority of non-retirees expected a comfortable retirement. In the years during and after the Great Recession and in the past two years amid high inflation, less than 50% of non-retirees have been optimistic about their retirement.

Today, non-retired Americans are more pessimistic about retirement than they have been since 2012. In all, 43% of non-retirees think they will have enough money to live comfortably, while 77% of retirees (unchanged from last year) say they currently do. These findings come from a recent Gallup poll, where 71% of non-retired adults are at least moderately worried about being able to fund their retirement. This includes 42% who say they are very worried.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?


© 2023 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.


Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.