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The non-nullable type is 'String' within parent type 'Content'","path":["readnext","contents",5,"uri"],"extensions":{"classification":"NullValueInNonNullableField"}}],"data":{"articleData":{"uri":"/2023/10/04/retirement-plan-personalization-meeting-the-needs-of-a-multi-generational-workforce/","canonicalUrl":"https://www.benefitspro.com/2023/10/04/retirement-plan-personalization-meeting-the-needs-of-a-multi-generational-workforce/","generatedId":"hef45eiijdi","naturalId":"blogAndPostId/blog/post/412-155605","type":"ARTICLE","postFormat":"news","kickerPresentedBy":null,"breadcrumb":[],"presentedBy":"","title":"Retirement plan personalization: Meeting the needs of a multi-generational workforce","readtime":"4","timeToRead":"4 minute","prettyModified":"November 09, 2023 at 11:42 AM","prettyDateTime":"October 04, 2023 at 11:30 AM","needToKnow":[],"byline":"Thomas Gresham","showDisclaimer":true,"authors":[{"name":"Thomas Gresham","description":"","imageLarge":"https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g","webUrl":"/author/profile/thomas-gresham/"}],"publication":"BenefitsPro","kicker":"Research","kickerNode":[{"name":"Research","slug":"research-kicker","uri":"/research/","sectionName":"Research"}],"prettyDate":"October 04, 2023","pubDate":"2023-10-04 11:30:09.000","modifiedDate":"2023-11-09 11:42:54:572","isDownload":"false","primaryCategory":{"channelName":"","sectionName":"","name":"","uri":"","slug":"","channelUri":""},"tags":[],"image":{"uri":"https://images.benefitspro.com/contrib/content/uploads/sites/412/2018/12/04-investment.jpg","width":"617","height":"346","alt":""},"embed1":"","embed2":"","summary":"With increased demand for personalized investment strategies, employers need to offer an array of education, tools and advice to support employees based on their diverse levels of financial confidence, says a new survey.","categories":[{"name":"Retirement","uri":"/benefits-manager/retirement/","channelName":"Benefits Manager"},{"name":"Defined Contribution","uri":"/retirement-advisor/defined-contribution/","channelName":"Retirement Advisor"},{"name":"Retirement Trends","uri":"/retirement-advisor/retirement-trends/","channelName":"Retirement Advisor"}],"bodyArray":["<p><figure><img class=\"size-full wp-image-74835\" src=\"https://images.benefitspro.com/cdn-cgi/image/format=auto,fit=contain/http://images.benefitspro.com/contrib/content/uploads/sites/412/2018/12/04-investment.jpg\" alt=\"\" width=\"617\" height=\"346\"></figure> <p>A new <a href=\"https://www.principal.com/about-us/global-insights/well-being-index-insights\" target=\"_blank\">survey</a> from Principal Financial Group indicates that 56% of employees say they are facing more financial stress compared to this time last year. Employee respondents to the survey anticipate that conditions will worsen during the next six months in several key areas, including loan requirements, interest rates, unemployment, inflation and the stability of the banking industry.</p>","<p>Brett Fisher, head of investment product strategy for retirement and income solutions at Principal, said the increasing financial stress stems from a number of factors, including a lack of preparation and an absence of plan personalization. Both factors, he said, are critical to meeting the needs of a diverse, multigenerational workforce.</p>","<p>Fisher said that emphasizing personalization expands the investment options available for retirement planning and allows for greater customization and tailored investment strategies, better accounting for factors such as financial goals, lifestyle, health care needs, contribution levels, retirement accounts outside the employer plan and Social Security benefits.</p>"],"slides":[],"video":null},"articlePackages":[],"youmightlike":[{"uri":"/2024/11/06/millennials-are-unprepared-for-retirement-how-employers-advisors-can-lend-support/","title":"Millennials are unprepared for retirement: How employers, advisors can lend support","byline":"Lynn Cavanaugh","prettyDate":"November 06, 2024","readtime":"5","image":{"uri":"https://images.benefitspro.com/contrib/content/uploads/sites/412/2018/03/MillennialProblems.jpg","width":"600","height":"400"},"summary":"Many millennials turn to 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