At TIAA's "Securing Retirement in America" event, (from l. to r.) Eric Stevenson, President of Nationwide Retirement Solutions; Jason Fichtner, Vice President and Chief Economist, Bipartisan Policy Center; Angela Antonelli, Executive Director, Georgetown University Center for Retirement Initiatives; and Nuveen's Brendan McCarthy.

The U.S. retirement system has become more of a savings system and less of an income system, which increases the risk that workers will outlive their savings.

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