With the cost of employer-sponsored health insurance increasing, Congress should consider creating a federal public option for employers, the progressive Center for American Progress said, in new reports.

"If designed thoughtfully to spur cost and quality competition, creating a federal public option could improve affordability for employers regardless of whether they joined the new option or retained private coverage," the Center said, in "Federal Solutions to Address Rising Costs of Employer-Sponsored Insurance [ESI]," one of two reports on the topic released by the think tank. "The savings employers accrue from participating in a public option would reach employees through lower premiums and cost sharing."

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