For brokers, this creates a strategic opportunity. Elevating legal plans in the development of a benefits strategy can help you deliver meaningful value to clients and their teams – helping organizations attract and retain an engaged workforce while reinforcing your role as a trusted advisor.

Expectations are evolving – and so are legal benefits

As the voluntary benefits landscape matures, so do the expectations employees bring to the table. Increasingly, they're looking for support that's not just reactive in moments of crisis, but proactive, accessible, and tailored to everyday life. Legal insurance is steadily adapting to meet this shift.

Anytime utility: Situations that could benefit from the help of a legal professional are more common than many realize. According to ARAG's Stress Research Study, 75% of Americans experience at least one legal event each year. Legal guidance can help employees address a range of issues — from neighbor disputes and traffic citations to renting or purchasing a residence and debt management. Whether supporting exciting changes in life or addressing more daunting challenges – they all consume a lot of time and attention. Helping employees address these common legal events outside of work can keep them more engaged and productive at work.
Cross-demographic relevance: Legal needs span workforce generations and income levels. Whether it is a Gen Z employee drafting the power of attorney, a millennial navigating adoption paperwork or a baby boomer managing elder care for a parent, legal plans provide meaningful support across life stages.
Affordable access: For many, professional legal help is priced out of reach if you are paying fees out of pocket. Clio's 2024 Legal Trends Report shows attorneys charge $340 per hour on average. Legal benefits bridge this gap by connecting employees to a network of attorneys at a fraction of the cost.
Digital convenience: Legal plan providers are increasingly offering digital first access. Employees can create legal documents online, schedule virtual consultations with attorneys, and manage legal matters through mobile apps and secure online portals. Convenient access reduces barriers, saves time, and helps employees resolve issues quickly before they escalate.

This evolution mirrors a larger trend: employees expect benefits that integrate into their lives with minimal friction and maximum relevance. For brokers, understanding how legal insurance fits into this paradigm can unlock new ways to support clients' benefits strategies — not just with coverage, but with solutions that reflect how people live and work.

Better together: Benefit synergies

As employers expand their voluntary benefits portfolios, legal benefits can extend the value of new and existing solutions. By complementing popular offerings like financial wellness solutions, caregiving support, or family-building benefits — legal benefits add a layer of protection and guidance that makes each program more complete.

Instant Insights /

Legal benefits: High-utility player in a modern benefits strategy

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