Regulators could restrict stop-loss to rescue fully insured small-group plans

By Allison Bell

News February 18, 2026 at 04:22 PM

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What You Need To Know

Level-funded plans let employers self-insure but hold monthly costs steady.
The Georgetown analysts see the idea of states restricting level-funded plans as politically challenging.
The analysts suggest that North Carolina could be a model for states that want to reduce adverse selection.

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