Expecting the Unexpected: Navigating ICHRA Rate Trends and Market Shifts Ahead of 2027 Renewals

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Date: Tuesday, August 11, 2026
Time: 2pm ET | 11am PT
Cost: Complimentary

Produced and Sponsored by: Ambetter Health

As renewal season approaches, the ICHRA landscape is being reshaped by major market shifts. Fluctuating group and individual rates create uncertainty, unexpected carrier market exits disrupt established relationships, and innovative off-exchange plan designs present significant opportunities. For benefits advisors and consultants, navigating this complex environment is critical to protecting your clients' bottom lines and ensuring their teams stay covered with plans they actually want. How can you stay ahead of these trends and ensure you're leveraging ICHRA when it makes sense?

Join us for a strategic discussion designed to provide a clear roadmap through current market changes, equipping you with the insights needed to guide your clients with confidence.

In this webcast, you will learn how to:

  • Analyze rate trends, getting a clearer look at the current outlook for both group and individual rates to better inform renewal conversations.
  • Discover how new off-exchange plan designs are creating powerful opportunities for ICHRA expansion.
  • Understand the real-world impact of recent carrier exits, and how existing carriers are bridging the gap.
  • Develop proactive renewal strategies to build a strategic approach to guide clients through an expectedly turbulent 2027 season.
  • Walk away with an actionable framework and key talking points to confidently pitch ICHRA as a stabilizing alternative to anxious clients.

Speakers: 

Ben Light | VP of Partnerships | Zorro
Ben is a licensed Life and Health Insurance Agent who brings with him over 25 years of business and industry experience. A true ICHRA subject matter expert, Ben works with brokers and their employer clients to make affordable, quality health plans a reality for more of America's workers. Prior to joining Zorro, Ben served as both Director of Broker Partnerships and Client Success at a SaaS company where he educated brokers, carriers, and clients on the value of ICHRA. He also spent time as Team Lead for Lockton and Oswald, as well as many years operating in the nonprofit world.

Alan Silver | President of ICHRA | Ambetter Health
Alan Silver is President of Ambetter Health Solutions business, which focuses on ICHRA (Individual Coverage Health Reimbursement Arrangements). This newly created role reflects Centene's belief that consumers increasingly will seek health insurance that offers transparency, customization, choice, and convenience. Silver brings more than two decades of leadership experience in benefits administration and actuarial consulting to the role, including a proven record of driving growth, developing client-focused benefit solutions and pioneering exchange-based healthcare strategies.

Michelle Jukoski | EVP, Technology Strategy | HUB International  
Michelle Jukoski is Executive Vice President of Technology Strategy & Workforce Solutions at HUB International, leading the unified Workforce Solutions practice through a landmark 2026 integration. With 35+ years of employee benefit and HR technology experience, she is a recognized industry pioneer who has shaped the field's digital transformation across major carriers, HR technology startups, and national brokerage.

At HUB, Michelle drives national strategy across four practice pillars: Workforce Technology, HR & Compensation Consulting, PEO Exit Strategy, and Managed Services. Her work spans platform optimization, data analytics, advisory consulting, and the full spectrum of benefits technology delivery from employee experience design to vendor partnership development ensuring clients achieve measurable outcomes at every touchpoint.

Michelle is HUB's recognized thought leader in Individual Coverage HRA (ICHRA) strategy, holding an ICHRA Certification from Milliman. A frequent speaker and panelist, she leads HUB's ICHRA platform evaluation and preferred vendor strategy and is regularly sought to present on ICHRA as a transformative alternative funding mechanism for employers.

Michelle is a member of the HR Technology Advisor Collective and HRA Council, a HUB Women's Network Ambassador, and serves on multiple industry Consultant Advisory Boards

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