2027 Social Security COLA estimate drops to 3.7%

News July 15, 2026 at 01:26 PM
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What You Need To Know

  • Independent analyst Mary Johnson's monthly estimate was lower than her June estimate due to cooling inflation.
  • A COLA of 3.8% would increase the average benefit by about $74 a month.
  • July data will start the three-month countdown to the final number.