Retirement Trends

Overall retirement saving participation rates in 2024 were 78.7% for full-time workers.

The Saving for the Future Act would obligate employers to provide 50 cents per hour to employees' accounts.

Rather than chasing the rally, 401(k) investors opted for caution, choosing to rebalance toward stability.

The lawsuit alleged the bank shortchanged retirement savers and violated ERISA rules.

The IRS also released technical guidance regarding all cost‑of‑living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2026 in Notice 2025-67 PDF, posted today on IRS.gov.

Clients in this age range are making major life changes while trying to save and invest for the future.