Retirement Trends

Meanwhile, 63% expect inflation to worsen their financial situation and make everyday necessities less affordable, and 54% say debt is increasing their stress.

Beginning in 2026, highly paid employees can only make catch-up contributions to a Roth 401(k), says Ed Slott.

Forty-eight percent of U.S. workers surveyed say they have relied on debt in the past year to pay for essentials like groceries and utilities.

The action comes on the heels of several significant ERISA class settlements in 2024 and 2025.

A WTW report outlines why policyholders, insurers and participants benefit from the PRT option.

While recent changes can be seen as an opportunity for long-term savers, these developments add complexity and liability to advisors and employers managing retirement plans.