Retirement Trends

Only 5% of employers allow student loan matching in their 401(k)s, but prevalence is expected to increase in 2025, while there is minimal interest among employers in the $2,500 emergency savings option, according to a new Alight survey.

Retirees seeking the highest level of lifetime income should consider a combination of delayed Social Security filing and a flexible withdrawal strategy, according to a new Morningstar report.

According to the study, 78% of pre-retiree respondents expressed concern over inflation’s effect on their retirement income.

One of the best ways that employers can support any employee who is behind schedule on retirement savings is through access to education and support – matching contributions or profit sharing into a 401(k) are tremendously helpful.

Employers with five or more employees who do not currently offer a retirement plan will be required to register for the state-run Vermont Saves program by the end of February 2025.

Will new laws increase access to retirement savings and coverage, and will President Trump’s tax cuts incentivize investment in 2025? We asked retirement insiders to weigh in.