Retirement Trends

Defined contribution plan sponsors are evaluating their current target-date funds and considering whether or not custom TDFs are a better option.

With more and more baby boomers retiring each year, either by choice or because they lost their jobs, many couples have to live different lives and face changes in their financial, social and emotional circumstances.

One way to help provide a different perspective on retirement savings would be to provide participants with an estimate of what their current or projected savings would produce in terms of a retirement income stream.

Plans that held off on de-risking their plans were the biggest benefactors of the strong equity performance.

Plan sponsors need to take action to retain their robust funding, while at the same time recognizing that funded status is a key influencer in decision-making going forward.

A poll finds that nearly half, 49 percent, of those with household incomes of more than $100,000 say they are worried.