Retirement Trends

The DOL's push to impose a new fiduciary rule, which continues to face lawsuits, could actually offer financial benefits overall for small employer 401(k) plans, says a new Employee Fiduciary study.

One key finding: 401(k) plan participants saved at historic rates in 2023, with the average participant deferral rate reaching a record-high 7.4%.

President Biden's signature SAVE student loan program is now on hold, as GOP states are asking the Supreme Court to completely block the program.

Even while the Supreme Court is deciding the fate of President Joe Biden's blockbuster SAVE student loan program, he announced today another $1.2 billion in student loan forgiveness, bringing the administration's total to nearly $169 billion.

Nearly two in five (37%) of Americans can't afford an unexpected expense over $400, and almost a quarter (21%) have no emergency savings at all, according to a new Empower survey.

Financial wellness programs are a vital part of the overall retirement discussion because financial stress has long-term implications for employees and employers, according to a panel of retirement industry experts.