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Major employers, including McDonald’s, Home Depot and Blockbuster, offer mini-medical plans, but under the Patient Protection and Affordable Care Act, these plans are nearing the last of their days.

Health care costs seem to continue on an upward spiral each year, and to combat this, the Department of Health and Human Services has formed a health care exchange system as part of the Patient Protection and Affordable Care Act.

Idaho was set to accept as much as $19 million in federal cash linked to the health care overhaul as state agencies take advantage of waiver provisions that help them skirt Gov. C.L. "Butch" Otter's executive order aimed at blocking them from taking some of the money.

The U.S. Department of Health and Human Services (HHS) has proposed regulations for the Consumer Operated and Oriented Plan (CO-OP) program – an initiative that is supposed to create a new type of nonprofit, consumer-governed health insurer.

The role of health insurance agents and brokers over the next few years will be even more important as middle-market decision makers navigate choices in a post-health care reform era.

Efforts by the U.S. Department of Health and Human Services (HHS) to make the new health insurance exchange program as flexible as possible for the states could hurt health insurers.

A panel reviewing high-deductible health insurance policies for a proposed South Carolina health care exchange is planning to meet.

In a time during which uncertainty prevails – instead of assurances that a universe of options will remain stable throughout a multi-year period – it’s generally best to plan for one of the likely possibilities but remain flexible and ready to change when more reliable tenets emerge.