Milliman, Seattle, recently completed its 2010 Group Health Insurance Survey, which projects an average 10.2 percent premium rate increase for January 2011 renewals for health maintenance organizations.

The fever for healthcare reform is running high in Washington, D.C., and politicians are lining up on both sides to offer "treatment plans." But policy makers are missing many of the key opportunities to address what is really broken

The United States does not need another Department of Education! We do not need Washington to collect our tax dollars, decide where these dollars are to be spent and send them back to the States.