A former doctor and Republican senator plans to introduce an updated version of his health-care plan aimed at giving states flexibility to keep the ACA, nix it entirely or transition to a new system of HSAs and automatic health plan enrollment.

The IRS may not be prepared to handle employer-related ACA issues quickly, an advocate says. And potential problems await ACA exchange plan premium tax credit subsidy users.

Although education does help increase incomes, the median college-educated millennial with student debt is only earning a little more than a baby boomer without a degree did in 1989.