We can't have it all. Remember when air travel didn't involve stripping down at the airport?

Enrollment in consumer-directed health plans grew by 19 percent in 2012, increasing from 33 million in 2011 to 39 million last year.

While most retirement industry experts agree that workers should limit the loans they take out from their 401(k) plans, one certified financial planner thinks that in some rare cases, taking a loan from your retirement plan can be a good idea.

While the majority of Americans would like to retire before the age of 65, most admit they wont be able to do so.