Americans believe they'll need $1.2 million saved to retire comfortably, yet half expect to have less than $500,000 saved, which is why employers should consider offering more in-plan solutions to help employees transition to retirement, says a new Schroders survey.

It's critical that employers and their benefits advisors take the fiduciary standards learned from retirement plans and apply them to their health plans.

By helping alleviate the financial burden associated with fertility treatments, employers can create a supportive environment where employees feel valued and motivated.