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American General Life Insurance is launching a new product to fill gaps left by major medical policies. AIG Accident Expense Plus provides accident coverage and allows the policyholder to include a critical illness rider to cover diseases like heart attack or stroke.

“To combat rising premiums in their major medical plans, many individuals and families are increasing their deductibles, co-payments and other out-of-pocket expenses,” said Jay Drucker, vice president, Accident and Health, AIG American General. “AIG Accident Expense Plus offers an easy and affordable solution to help ensure that out-of-pocket costs from an accident or critical illness don’t jeopardize their financial stability.”

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